Interest Rate and APY* is accurate as of: 5-15-2013
All interest rates are subject to change without notice.
*APY= Annual Percentage Yield
NOW Checking
(Personal or Business – Corporations and Partnerships Ineligible)
$1,000 minimum to open. The interest rate is variable and subject to change after the account is opened and without prior notice. *Fees may reduce earning.*
Account Type
Minimum Deposit
Interest Rate
APY
Public Fund
$1,000
0.25%
0.25%
Personal
$1,000
0.25%
0.25%
New Outlook Regular Individual
$1,000
0.25%
0.25%
New Outlook Double Individual
$1,000
0.25%
0.25%
New Outlook Club Regular Family
$1,000
0.25%
0.25%
New Outlook Club Double Family
$1,000
0.25%
0.25%
Super Now Account Personal
$2,500
0.50%
0.50%
Super Now Account Public Fund
$2,500
0.50%
0.50%
Super Now Account Non Personal
$2,500
0.50%
0.50%
Top Yield Checking
(Personal or Business)
$2,500.00 deposit to open account. A minimum balance fee of $25.00 will be imposed every statement cycle if the daily balance in the account falls below $2,500.00 any day of the statement cycle. 6 free debits each statement cycle. A fee of $1.00 will be imposed for each subsequent debit. * Fees may reduce earnings.*
Account Type
Minimum Deposit
Interest Rate
APY
Personal Tier 1 $2,500.00 - $39,999.00
$2,500
0.25%
0.25%
Personal Tier 2 $40,000.00 - $79,999.00
$2,500
0.50%
0.50%
Personal Tier 3 $80,000.00 and Over
$2,500
0.75%
0.75%
Business Tier 1 $2,500.00 - $39,999.00
$2,500
0.25%
0.25%
Business Tier 2 $40,000.00 - $79,999.00
$2,500
0.50%
0.50%
Business Tier 3 $80,000.00 and Over
$2,500
0.75%
0.75%
Regular Savings
(Personal)
$100.00 minimum to open. Fees could reduce earnings. Minimum Balance to earn interest is $100.00 $3.00 service charge if account falls below $300.00 required daily minimum. The interest rate is variable and subject to change after the account is opened and without prior notice. $10.00 charge if account is closed within 1 year of opening. 0-3 withdrawals free, 4+ withdrawals $1.00 per withdrawal per quarter.
Balance Tiers/Account Type
Interest Rate
APY
Less than $100.00
0.00%
0.00%
$100.00 and Over
0.25%
0.25%
Christmas Club
0.25%
0.25%
Certificates of Deposit and IRA’s
Withdrawals prior to maturity are subject to an early withdrawal penalty and could reduce earnings. IRA CD’s require at least a 6 month minimum term and use the same rates as regular CD’s.
Rates
Interest Rate and APY* is accurate as of: 5-15-2013
All interest rates are subject to change without notice.
*APY= Annual Percentage Yield
NOW Checking
(Personal or Business – Corporations and Partnerships Ineligible)
$1,000 minimum to open. The interest rate is variable and subject to change after the account is opened and without prior notice. *Fees may reduce earning.*
Top Yield Checking
(Personal or Business)
$2,500.00 deposit to open account. A minimum balance fee of $25.00 will be imposed every statement cycle if the daily balance in the account falls below $2,500.00 any day of the statement cycle. 6 free debits each statement cycle. A fee of $1.00 will be imposed for each subsequent debit. * Fees may reduce earnings.*
Regular Savings
(Personal)
$100.00 minimum to open. Fees could reduce earnings. Minimum Balance to earn interest is $100.00 $3.00 service charge if account falls below $300.00 required daily minimum. The interest rate is variable and subject to change after the account is opened and without prior notice. $10.00 charge if account is closed within 1 year of opening. 0-3 withdrawals free, 4+ withdrawals $1.00 per withdrawal per quarter.
Certificates of Deposit and IRA’s
Withdrawals prior to maturity are subject to an early withdrawal penalty and could reduce earnings. IRA CD’s require at least a 6 month minimum term and use the same rates as regular CD’s.